KITTY splits every payment into pots the moment it lands — tax set aside, bills covered, savings growing — and hands you one number you can actually spend. No spreadsheets. No more looking away.
Your spot is held. Share your link — every friend who joins moves you up the queue, and founders get first access plus 3 skip-the-queue invites.
That £4,120 sitting in your account? Some of it's earmarked for HMRC. Some is next month's rent. Some is your quiet-January cushion. Your bank just shows you one big number — but not all of it is actually yours to spend.
The bill always feels bigger than you'd planned for. And since MTD went quarterly in April 2026, "I'll sort it later" comes around four times a year now.
£6k one month, £900 the next. The good months feel great, the quiet ones feel wobbly — and it's hard to tell which kind of month you're really in.
You haven't really looked in weeks — somehow it's easier not to. But not knowing where you stand doesn't go away. It quietly follows you around, and it's what keeps you up at night.
Most money apps are either a glorified accountant or a chatty spending tracker. KITTY quietly does the bit that actually helps — telling you what's really yours to spend.
KITTY tucks away your good months in a buffer pot and pays you a steady amount you choose on the 1st — so the up-and-down months feel a whole lot steadier.
Money lands, pots fill themselves — a slice to tax, a slice to your ISA, with different rules for Shopify payouts, client invoices and marketplace sales. No sorting it by hand, no handing over your bank account. It just happens quietly in the background.
A little set aside on every payment, tracked against your real HMRC quarterly deadlines. Plenty of tools help you file — KITTY makes sure the money's actually there when the bill lands.
"At the moment, your pots have you covered until 14 November." A gentle heads-up for the quiet months, so they never catch you off guard.
Ask, and KITTY answers honestly — after tax, upcoming bills and the salary you pay yourself. Not just the big number sitting in your account.
The holiday. The wedding. The house deposit. Set a target and a date, and KITTY tells you the monthly pace to land it — and whether you're on track, every single week.
Every subscription, rent and standing order on one transparent screen — what's leaving, when, and which pot covers it. The end of "wait, what's that £14.99?"
Connect your shop once and every payout splits itself when it lands — while a gentle year-on-year view helps you see the quiet months coming. It's the kind of thing we always wished a money app would do.
Every Monday: what came in, where it went, your spendable number for the week, and one thing to feel good about. Straight to your phone. Money admin in 45 seconds.
Shopify, invoices, marketplace payouts — or log payments manually. KITTY reads; your money never leaves your bank.
Tax, bills, savings, business, goals, guilt-free spend. Our UK tax estimator suggests your set-aside; you tune the rest with sliders.
KITTY hands you one clean number that's truly yours. Everything else is already where it should be.
An accountant can cost £500+ a year. KITTY is a few pounds a month — quietly keeping your money in order, every day.
Every Kitty Pro feature at 45% off the launch price — forever, for as long as you're subscribed. Plus first access this autumn, 3 skip-the-queue invites, and your name on the founders' wall.
Autumn 2026. Founding members get in first, in numbered order, and everyone else follows shortly after in waves.
No. Your money stays in your own bank account. KITTY is the brain on top — it reads what comes in, splits it into virtual pots, and tells you what's safe to spend. Nothing to transfer, nothing to trust us with.
The free Kitty plan is free forever: three pots, manual splits, the UK tax set-aside estimator and a monthly summary. It's genuinely useful — the paid tier is for when you want the autopilot to do it all for you.
Making Tax Digital for Income Tax went live in April 2026 — sole traders over the threshold now file quarterly, not once a year. That's four moments where it's easy to get caught out. KITTY's tax pot keeps an eye on each one, so the money's always ready.
Yes. The tax drama matters less, but the pots work exactly the same: a percentage to your ISA on payday, goals with a date (holiday, wedding, deposit), and every outgoing on one transparent screen. KITTY is built self-employed-first — steady salaries just make the maths easier.
Yes — for as long as you keep your subscription, the price never rises. Cancel any time; no contracts, no exit fees. If you leave and come back later, you rejoin at the going rate (founders' spots don't reopen).
Your spot is held. Share your link — every friend who joins moves you up the queue.